March 30, 2023

The Naked Shareholder

As a business co-owner, being exposed in the event of the death or disability of another co-owner can immediately cripple a business. Fortunately, getting properly covered is easy. Business owners all bring something key to the table. It may be their relationships, their experience, their technical ability or their access to capital. The loss of one of those key people is not only a tragic event in and of itself, but if not planned for, can also mark the death of a business. Ensuring that the right form and levels of protection are in place beforehand – and remain current […]
March 30, 2023

Know Thy (Business) Worth

The true and ever-changing value of your business is one of the most important numbers to have on hand at almost every stage of your business’ development. A business’ value is not a simple thing to determine. Every Tom, Dick and Harry can run a discounted cash flow model or give you a number based on earnings multiples – and charge an arm and a leg to do it. But no two businesses are the same, and as an owner, investor or financial planner, being able to value and communicate that uniqueness is key to making the right decisions at […]